See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
MIDLAND STATES BANK4 years Service code 24 · EIN 36-2476850 | Discretionary Trustee | $87,807 |
CHARLES SCHWAB & CO., INC.3 years Filed as: CHARLES SCHWAB TRUST BANK Service code 19 · EIN 82-3967259 | Securities Custodian | $11,286 |
CHARLES SCHWAB & CO., INC.3 years Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,816 | $54,193+60.2% | $93,606-7.3% | $77,643+11.8% |
| Participation rate | 69.9% | 63.9%+6.0pp | 68.7%+1.2pp | 70.6%-0.6pp |
| Annual return | 12.07% | 30.54%-18.5pp | 133.20%-121.1pp | 31.24%-19.2pp |
| Employer contribution / active EE | $1,782 | $1,168+52.6% | $2,420-26.3% | $2,726-34.6% |
| Participant deferral / active EE | $4,237 | $3,144+34.8% | $4,411-3.9% | $4,647-8.8% |
| Admin fee / account holder | $310 | $576-46.2% | $8,285-96.3% | $430-28.0% |