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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,290 | $71,208-49.0% | $93,681-61.3% | $80,911-55.1% |
| Participation rate | 68.6% | 60.4%+8.2pp | 68.7%-0.1pp | 67.6%+1.0pp |
| Annual return | 15.55% | 11.27%+4.3pp | 133.47%-117.9pp | 35.63%-20.1pp |
| Employer contribution / active EE | $1,659 | $1,564+6.1% | $2,422-31.5% | $2,756-39.8% |
| Participant deferral / active EE | $2,250 | $4,035-44.2% | $4,415-49.0% | $4,297-47.6% |
| Admin fee / account holder | $4,764 | $6,951-31.5% | $8,290-42.5% | $6,935-31.3% |