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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,646 | $160,070+42.2% | $147,117+54.7% | $145,897+56.0% |
| Participation rate | 93.3% | 84.0%+9.3pp | 82.2%+11.1pp | 80.3%+13.0pp |
| Annual return | 3.56% | 98.69%-95.1pp | 420.54%-417.0pp | 552.29%-548.7pp |
| Employer contribution / active EE | $0 | $5,285-100.0% | $4,932-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $13,903 | $8,419+65.1% | $8,065+72.4% | $6,689+107.8% |
| Admin fee / account holder | $93,448 | $15,035+521.5% | $12,993+619.2% | $13,390+597.9% |