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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,646 | $159,934+42.3% | $147,005+54.9% | $145,959+56.0% |
| Participation rate | 93.3% | 84.0%+9.3pp | 82.2%+11.2pp | 80.3%+13.0pp |
| Annual return | 3.56% | 98.24%-94.7pp | 418.76%-415.2pp | 561.95%-558.4pp |
| Employer contribution / active EE | $0 | $5,287-100.0% | $4,934-100.0% | $4,661-100.0% |
| Participant deferral / active EE | $13,903 | $8,427+65.0% | $8,070+72.3% | $6,689+107.9% |
| Admin fee / account holder | $93,448 | $15,053+520.8% | $13,006+618.5% | $13,398+597.5% |