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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,615 | $116,167-14.2% | $64,489+54.5% | $137,256-27.4% |
| Participation rate | 94.7% | 68.2%+26.6pp | 67.7%+27.0pp | 80.0%+14.8pp |
| Annual return | 13.76% | 36.55%-22.8pp | 55.03%-41.3pp | 220.34%-206.6pp |
| Employer contribution / active EE | $11,619 | $2,483+368.0% | $1,523+662.9% | $4,156+179.6% |
| Participant deferral / active EE | $0 | $4,215-100.0% | $2,778-100.0% | $6,407-100.0% |
| Admin fee / account holder | $10,496 | $6,188+69.6% | $4,260+146.4% | $12,270-14.5% |