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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,991 | $124,425+105.7% | $112,040+128.5% | $137,256+86.5% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 15.68% | 24.72%-9.0pp | 24.52%-8.8pp | 220.34%-204.7pp |
| Employer contribution / active EE | $2,067 | $3,411-39.4% | $2,954-30.0% | $4,156-50.3% |
| Participant deferral / active EE | $11,955 | $5,718+109.1% | $5,098+134.5% | $6,407+86.6% |
| Admin fee / account holder | $1,678 | $15,207-89.0% | $12,098-86.1% | $12,270-86.3% |