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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $519,885 | $166,242+212.7% | $165,071+214.9% | $145,884+256.4% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 19.17% | 100.44%-81.3pp | 70.17%-51.0pp | 551.85%-532.7pp |
| Employer contribution / active EE | $19,521 | $5,283+269.5% | $4,347+349.0% | $4,662+318.7% |
| Participant deferral / active EE | $15,474 | $6,964+122.2% | $6,035+156.4% | $6,690+131.3% |
| Admin fee / account holder | $8,553 | $16,658-48.7% | $12,695-32.6% | $13,392-36.1% |