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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $403,184 | $138,312+191.5% | $122,979+227.8% | $155,188+159.8% |
| Participation rate | 72.7% | 80.2%-7.5pp | 77.2%-4.5pp | 80.8%-8.1pp |
| Annual return | 17.66% | 22.06%-4.4pp | 20.12%-2.5pp | 148.84%-131.2pp |
| Employer contribution / active EE | $2,352 | $3,530-33.4% | $3,062-23.2% | $4,248-44.6% |
| Participant deferral / active EE | $4,514 | $5,592-19.3% | $5,003-9.8% | $6,531-30.9% |
| Admin fee / account holder | $20,307 | $15,089+34.6% | $12,864+57.9% | $14,480+40.2% |