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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,385 | $30,732+109.5% | $59,496+8.2% | $59,633+8.0% |
| Participation rate | 96.5% | 43.2%+53.3pp | 54.6%+41.9pp | 68.7%+27.8pp |
| Annual return | -1.80% | 4.47%-6.3pp | 182.05%-183.8pp | 2041.40%-2043.2pp |
| Employer contribution / active EE | $1,793 | $631+184.2% | $1,153+55.5% | $2,203-18.6% |
| Participant deferral / active EE | $6,047 | $1,183+411.2% | $1,829+230.6% | $3,192+89.5% |
| Admin fee / account holder | $3,103 | $2,136+45.3% | $2,232+39.0% | $4,297-27.8% |