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| Provider | Service type | Compensation |
|---|---|---|
SAVANT CAPITAL MANAGEMENT7 years Filed as: SAVANT CAPITAL MANAGEMENT, INC Service code 26 · EIN 36-3859937 | Advisory (Participants) | $64,139 |
PCS RETIREMENT, LLC2 years Service code 13 · EIN 23-3038464 | Contract Administrator | $8,830 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,882 | $79,223-24.4% | $102,460-41.6% | $74,478-19.6% |
| Participation rate | 94.5% | 74.8%+19.7pp | 76.5%+18.0pp | 67.2%+27.3pp |
| Annual return | 9.67% | 54.98%-45.3pp | 29.47%-19.8pp | 1370.56%-1360.9pp |
| Employer contribution / active EE | $1,609 | $2,363-31.9% | $3,025-46.8% | $2,626-38.7% |
| Participant deferral / active EE | $3,458 | $4,417-21.7% | $5,056-31.6% | $4,350-20.5% |
| Admin fee / account holder | $312 | $2,003-84.4% | $9,460-96.7% | $1,946-84.0% |