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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $382,266 | $97,125+293.6% | $86,233+343.3% | $137,256+178.5% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.0%+31.0pp | 80.0%+20.0pp |
| Annual return | 10.37% | 74.19%-63.8pp | 61.39%-51.0pp | 220.34%-210.0pp |
| Employer contribution / active EE | $5,365 | $2,841+88.8% | $2,504+114.2% | $4,156+29.1% |
| Participant deferral / active EE | $12,394 | $5,180+139.3% | $4,559+171.9% | $6,407+93.5% |
| Admin fee / account holder | $33,649 | $9,725+246.0% | $8,342+303.4% | $12,270+174.2% |