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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,972 | $51,638+18.1% | $68,368-10.8% | $82,448-26.0% |
| Participation rate | 56.4% | 63.6%-7.2pp | 73.8%-17.4pp | 68.1%-11.7pp |
| Annual return | 45.25% | 37.53%+7.7pp | 292.57%-247.3pp | 41.64%+3.6pp |
| Employer contribution / active EE | $1,062 | $2,047-48.1% | $2,649-59.9% | $2,551-58.4% |
| Participant deferral / active EE | $1,633 | $2,914-44.0% | $4,123-60.4% | $4,139-60.6% |
| Admin fee / account holder | $10,462 | $4,643+125.3% | $5,150+103.1% | $7,234+44.6% |