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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $219,795 | $99,875+120.1% | $146,866+49.7% | $86,983+152.7% |
| Participation rate | 88.5% | 75.8%+12.7pp | 82.5%+6.0pp | 69.5%+18.9pp |
| Annual return | 8.55% | 28.10%-19.5pp | 102.85%-94.3pp | 25.83%-17.3pp |
| Employer contribution / active EE | $1,722 | $3,224-46.6% | $4,425-61.1% | $2,584-33.4% |
| Participant deferral / active EE | $8,341 | $6,322+31.9% | $7,759+7.5% | $4,194+98.9% |
| Admin fee / account holder | $6,775 | $7,838-13.6% | $13,620-50.3% | $7,856-13.8% |