Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,221 | $76,407-53.9% | $150,298-76.6% | $82,448-57.3% |
| Participation rate | 42.4% | 66.4%-24.0pp | 77.8%-35.3pp | 68.1%-25.6pp |
| Annual return | 10.51% | 39.99%-29.5pp | 62.79%-52.3pp | 41.64%-31.1pp |
| Employer contribution / active EE | $206 | $2,614-92.1% | $4,154-95.0% | $2,551-91.9% |
| Participant deferral / active EE | $1,095 | $3,214-65.9% | $5,453-79.9% | $4,139-73.5% |
| Admin fee / account holder | $1,345 | $6,352-78.8% | $14,116-90.5% | $7,234-81.4% |