Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,221 | $78,690-55.2% | $161,489-78.2% | $87,485-59.7% |
| Participation rate | 42.4% | 67.5%-25.0pp | 78.7%-36.3pp | 68.9%-26.5pp |
| Annual return | 10.51% | 32.74%-22.2pp | 89.72%-79.2pp | 26.06%-15.6pp |
| Employer contribution / active EE | $206 | $2,588-92.0% | $4,268-95.2% | $2,596-92.1% |
| Participant deferral / active EE | $1,095 | $3,311-66.9% | $5,630-80.5% | $4,274-74.4% |
| Admin fee / account holder | $1,345 | $6,724-80.0% | $16,006-91.6% | $7,775-82.7% |