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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,058 | $94,031-45.7% | $115,768-55.9% | $82,448-38.1% |
| Participation rate | 93.5% | 70.4%+23.1pp | 74.4%+19.1pp | 68.1%+25.4pp |
| Annual return | 12.81% | 20.61%-7.8pp | 100.46%-87.7pp | 41.64%-28.8pp |
| Employer contribution / active EE | $1,260 | $2,323-45.8% | $2,940-57.2% | $2,551-50.6% |
| Participant deferral / active EE | $2,009 | $3,972-49.4% | $4,917-59.1% | $4,139-51.5% |
| Admin fee / account holder | $4,185 | $10,249-59.2% | $12,439-66.4% | $7,234-42.1% |