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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,705 | $201,372-13.7% | $184,260-5.7% | $145,884+19.1% |
| Participation rate | 62.5% | 87.5%-25.0pp | 86.8%-24.3pp | 80.3%-17.8pp |
| Annual return | 15.37% | 29.04%-13.7pp | 28.84%-13.5pp | 551.85%-536.5pp |
| Employer contribution / active EE | $1,806 | $7,024-74.3% | $6,427-71.9% | $4,662-61.3% |
| Participant deferral / active EE | $5,224 | $9,808-46.7% | $9,133-42.8% | $6,690-21.9% |
| Admin fee / account holder | $33,927 | $16,362+107.4% | $13,898+144.1% | $13,392+153.3% |