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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,342 | $76,407-65.5% | $150,298-82.5% | $82,448-68.0% |
| Participation rate | 89.7% | 66.4%+23.3pp | 77.8%+11.9pp | 68.1%+21.6pp |
| Annual return | 17.13% | 39.99%-22.9pp | 62.79%-45.7pp | 41.64%-24.5pp |
| Employer contribution / active EE | $2,454 | $2,614-6.1% | $4,154-40.9% | $2,551-3.8% |
| Participant deferral / active EE | $2,240 | $3,214-30.3% | $5,453-58.9% | $4,139-45.9% |
| Admin fee / account holder | $6,181 | $6,352-2.7% | $14,116-56.2% | $7,234-14.6% |