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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $419,237 | $111,814+274.9% | $103,374+305.6% | $145,959+187.2% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 11.37% | 24.77%-13.4pp | 24.89%-13.5pp | 561.95%-550.6pp |
| Employer contribution / active EE | $10,001 | $4,214+137.4% | $3,869+158.5% | $4,661+114.6% |
| Participant deferral / active EE | $14,127 | $5,618+151.5% | $5,058+179.3% | $6,689+111.2% |
| Admin fee / account holder | $6,273 | $9,754-35.7% | $8,394-25.3% | $13,398-53.2% |