Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,687 | $101,795+10.7% | $165,100-31.7% | $80,959+39.2% |
| Participation rate | 37.0% | 71.8%-34.9pp | 78.6%-41.7pp | 67.7%-30.7pp |
| Annual return | 17.43% | 16.73%+0.7pp | 70.21%-52.8pp | 35.67%-18.2pp |
| Employer contribution / active EE | $719 | $2,954-75.7% | $4,348-83.5% | $2,757-73.9% |
| Participant deferral / active EE | $3,596 | $4,476-19.7% | $6,035-40.4% | $4,300-16.4% |
| Admin fee / account holder | $5,005 | $8,221-39.1% | $12,696-60.6% | $6,925-27.7% |