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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 · EIN 43-1451524 | Advisory (Plan) | $31,456 |
Service code 37 · EIN 04-2647786 | Loan Processing | $27,073 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $228,230 | $138,385+64.9% | $184,200+23.9% | $80,874+182.2% |
| Participation rate | 92.7% | 83.9%+8.8pp | 86.8%+5.9pp | 67.6%+25.1pp |
| Annual return | 20.54% | 20.02%+0.5pp | 28.80%-8.3pp | 35.62%-15.1pp |
| Employer contribution / active EE | $3,086 | $4,849-36.4% | $6,424-52.0% | $2,756+12.0% |
| Participant deferral / active EE | $16,262 | $7,073+129.9% | $9,132+78.1% | $4,297+278.5% |
| Admin fee / account holder | $434 | $10,483-95.9% | $13,907-96.9% | $6,935-93.7% |