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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,382 | $88,778+142.6% | $81,844+163.2% | $145,884+47.6% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 13.48% | 1033.03%-1019.6pp | 778.87%-765.4pp | 551.85%-538.4pp |
| Employer contribution / active EE | $7,829 | $3,087+153.6% | $2,916+168.4% | $4,662+67.9% |
| Participant deferral / active EE | $13,728 | $4,648+195.3% | $4,323+217.5% | $6,690+105.2% |
| Admin fee / account holder | $3,062 | $8,430-63.7% | $7,355-58.4% | $13,392-77.1% |