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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,379 | $183,539-66.6% | $155,556-60.5% | $145,897-57.9% |
| Participation rate | 64.7% | 82.7%-18.0pp | 78.2%-13.5pp | 80.3%-15.6pp |
| Annual return | 15.90% | 61.31%-45.4pp | 64.84%-48.9pp | 552.29%-536.4pp |
| Employer contribution / active EE | $4,217 | $5,315-20.7% | $4,675-9.8% | $4,663-9.5% |
| Participant deferral / active EE | $8,108 | $6,467+25.4% | $5,631+44.0% | $6,689+21.2% |
| Admin fee / account holder | $227 | $19,275-98.8% | $15,885-98.6% | $13,390-98.3% |