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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,142 | $112,729-94.6% | $98,716-93.8% | $137,256-95.5% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.3%+30.7pp | 80.0%+20.0pp |
| Annual return | 5.91% | 38.48%-32.6pp | 31.81%-25.9pp | 220.34%-214.4pp |
| Employer contribution / active EE | $1,694 | $2,725-37.8% | $2,279-25.6% | $4,156-59.2% |
| Participant deferral / active EE | $1,337 | $4,640-71.2% | $4,048-67.0% | $6,407-79.1% |
| Admin fee / account holder | $3,646 | $10,129-64.0% | $8,703-58.1% | $12,270-70.3% |