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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,142 | $124,980-95.1% | $108,359-94.3% | $154,746-96.0% |
| Participation rate | 100.0% | 75.2%+24.8pp | 70.1%+29.9pp | 80.7%+19.3pp |
| Annual return | 5.91% | 45.00%-39.1pp | 36.89%-31.0pp | 172.34%-166.4pp |
| Employer contribution / active EE | $1,694 | $2,851-40.6% | $2,399-29.4% | $4,379-61.3% |
| Participant deferral / active EE | $1,337 | $4,743-71.8% | $4,137-67.7% | $6,730-80.1% |
| Admin fee / account holder | $3,646 | $11,502-68.3% | $9,741-62.6% | $14,365-74.6% |