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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,449 | $209,336-46.8% | $197,124-43.5% | $137,256-18.8% |
| Participation rate | 90.9% | 87.3%+3.6pp | 86.7%+4.2pp | 80.0%+10.9pp |
| Annual return | 19.55% | 48.09%-28.5pp | 44.34%-24.8pp | 220.34%-200.8pp |
| Employer contribution / active EE | $12,381 | $6,591+87.9% | $6,227+98.8% | $4,156+197.9% |
| Participant deferral / active EE | $22,734 | $9,614+136.5% | $9,135+148.9% | $6,407+254.8% |
| Admin fee / account holder | $44,046 | $17,308+154.5% | $16,298+170.3% | $12,270+259.0% |