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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,188 | $201,370-62.7% | $184,256-59.2% | $145,897-48.5% |
| Participation rate | 90.9% | 87.5%+3.4pp | 86.8%+4.1pp | 80.3%+10.6pp |
| Annual return | 29.21% | 29.05%+0.2pp | 28.85%+0.4pp | 552.29%-523.1pp |
| Employer contribution / active EE | $6,406 | $7,024-8.8% | $6,427-0.3% | $4,663+37.4% |
| Participant deferral / active EE | $14,854 | $9,808+51.4% | $9,133+62.6% | $6,689+122.1% |
| Admin fee / account holder | $611 | $16,364-96.3% | $13,899-95.6% | $13,390-95.4% |