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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,277 | $72,071-15.0% | $68,368-10.4% | $137,256-55.4% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 19.17% | 353.14%-334.0pp | 292.57%-273.4pp | 220.34%-201.2pp |
| Employer contribution / active EE | $38,060 | $2,788+1265.2% | $2,649+1336.8% | $4,156+815.8% |
| Participant deferral / active EE | $5,300 | $4,410+20.2% | $4,123+28.5% | $6,407-17.3% |
| Admin fee / account holder | $1,870 | $5,336-65.0% | $5,150-63.7% | $12,270-84.8% |