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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,641 | $78,483-45.7% | $106,201-59.8% | $74,546-42.8% |
| Participation rate | 35.4% | 72.8%-37.4pp | 75.3%-39.9pp | 67.2%-31.8pp |
| Annual return | 69.54% | 15.94%+53.6pp | 116.26%-46.7pp | 1366.03%-1296.5pp |
| Employer contribution / active EE | $1,477 | $2,522-41.4% | $3,170-53.4% | $2,624-43.7% |
| Participant deferral / active EE | $2,283 | $4,320-47.2% | $5,012-54.5% | $4,347-47.5% |
| Admin fee / account holder | $2,439 | $2,236+9.1% | $11,039-77.9% | $1,944+25.5% |