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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,473 | $72,071+67.2% | $68,368+76.2% | $137,256-12.2% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 19.95% | 353.14%-333.2pp | 292.57%-272.6pp | 220.34%-200.4pp |
| Employer contribution / active EE | $8,167 | $2,788+192.9% | $2,649+208.3% | $4,156+96.5% |
| Participant deferral / active EE | $22,676 | $4,410+414.2% | $4,123+450.0% | $6,407+253.9% |
| Admin fee / account holder | $457 | $5,336-91.4% | $5,150-91.1% | $12,270-96.3% |