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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,136 | $212,386+5.1% | $199,883+11.6% | $138,895+60.7% |
| Participation rate | 66.7% | 87.4%-20.7pp | 86.8%-20.1pp | 79.9%-13.3pp |
| Annual return | 12.17% | 47.75%-35.6pp | 43.81%-31.6pp | 145.39%-133.2pp |
| Employer contribution / active EE | $5,800 | $6,625-12.4% | $6,261-7.4% | $4,194+38.3% |
| Participant deferral / active EE | $12,542 | $9,617+30.4% | $9,138+37.2% | $6,396+96.1% |
| Admin fee / account holder | $98 | $18,233-99.5% | $17,268-99.4% | $12,562-99.2% |