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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,145 | $185,312-92.4% | $161,489-91.2% | $154,746-90.9% |
| Participation rate | 92.9% | 82.5%+10.4pp | 78.7%+14.2pp | 80.7%+12.2pp |
| Annual return | 19.68% | 103.84%-84.2pp | 89.72%-70.0pp | 172.34%-152.7pp |
| Employer contribution / active EE | $2,340 | $4,769-50.9% | $4,268-45.2% | $4,379-46.6% |
| Participant deferral / active EE | $3,177 | $6,350-50.0% | $5,630-43.6% | $6,730-52.8% |
| Admin fee / account holder | $1,276 | $18,654-93.2% | $16,006-92.0% | $14,365-91.1% |