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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,758 | $111,814-78.8% | $103,374-77.0% | $145,959-83.7% |
| Participation rate | 66.7% | 77.9%-11.3pp | 74.5%-7.8pp | 80.3%-13.6pp |
| Annual return | 259.94% | 24.77%+235.2pp | 24.89%+235.0pp | 561.95%-302.0pp |
| Employer contribution / active EE | $1,759 | $4,214-58.3% | $3,869-54.6% | $4,661-62.3% |
| Participant deferral / active EE | $3,285 | $5,618-41.5% | $5,058-35.0% | $6,689-50.9% |
| Admin fee / account holder | $2,017 | $9,754-79.3% | $8,394-76.0% | $13,398-84.9% |