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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,758 | $110,410-78.5% | $102,437-76.8% | $145,897-83.7% |
| Participation rate | 66.7% | 77.9%-11.3pp | 74.5%-7.8pp | 80.3%-13.6pp |
| Annual return | 259.94% | 24.85%+235.1pp | 24.95%+235.0pp | 552.29%-292.4pp |
| Employer contribution / active EE | $1,759 | $4,217-58.3% | $3,871-54.6% | $4,663-62.3% |
| Participant deferral / active EE | $3,285 | $5,622-41.6% | $5,060-35.1% | $6,689-50.9% |
| Admin fee / account holder | $2,017 | $9,745-79.3% | $8,388-76.0% | $13,390-84.9% |