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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,324 | $160,040-31.1% | $147,096-25.0% | $145,877-24.4% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 9.37% | 98.49%-89.1pp | 419.75%-410.4pp | 551.28%-541.9pp |
| Employer contribution / active EE | $14,346 | $5,289+171.2% | $4,936+190.6% | $4,663+207.7% |
| Participant deferral / active EE | $2,271 | $8,429-73.1% | $8,071-71.9% | $6,691-66.1% |
| Admin fee / account holder | $9,266 | $15,050-38.4% | $13,005-28.7% | $13,402-30.9% |