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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,474 | $150,412-77.7% | $120,574-72.2% | $145,884-77.1% |
| Participation rate | 33.3% | 78.8%-45.5pp | 71.9%-38.6pp | 80.3%-47.0pp |
| Annual return | 14.05% | 154.50%-140.5pp | 107.42%-93.4pp | 551.85%-537.8pp |
| Employer contribution / active EE | $1,878 | $4,355-56.9% | $3,471-45.9% | $4,662-59.7% |
| Participant deferral / active EE | $2,820 | $6,175-54.3% | $4,996-43.5% | $6,690-57.8% |
| Admin fee / account holder | $307 | $12,224-97.5% | $9,445-96.8% | $13,392-97.7% |