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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,556 | $57,590-41.7% | $86,233-61.1% | $82,448-59.3% |
| Participation rate | 22.7% | 57.9%-35.1pp | 69.0%-46.3pp | 68.1%-45.3pp |
| Annual return | 15.22% | 22.41%-7.2pp | 61.39%-46.2pp | 41.64%-26.4pp |
| Employer contribution / active EE | $577 | $1,655-65.1% | $2,504-77.0% | $2,551-77.4% |
| Participant deferral / active EE | $1,826 | $3,080-40.7% | $4,559-59.9% | $4,139-55.9% |
| Admin fee / account holder | $1,345 | $4,730-71.6% | $8,342-83.9% | $7,234-81.4% |