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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,556 | $63,949-47.5% | $129,031-74.0% | $94,015-64.3% |
| Participation rate | 22.7% | 63.4%-40.7pp | 73.4%-50.6pp | 70.8%-48.1pp |
| Annual return | 15.22% | 17.56%-2.3pp | 34.67%-19.4pp | 17.84%-2.6pp |
| Employer contribution / active EE | $577 | $1,865-69.1% | $3,226-82.1% | $2,790-79.3% |
| Participant deferral / active EE | $1,826 | $3,686-50.5% | $5,217-65.0% | $4,249-57.0% |
| Admin fee / account holder | $1,345 | $5,523-75.7% | $13,208-89.8% | $8,951-85.0% |