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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,714 | $81,504-48.8% | $102,437-59.3% | $80,959-48.5% |
| Participation rate | 32.5% | 66.9%-34.4pp | 74.5%-42.0pp | 67.7%-35.2pp |
| Annual return | 16.65% | 25.60%-8.9pp | 24.95%-8.3pp | 35.67%-19.0pp |
| Employer contribution / active EE | $1,188 | $3,104-61.7% | $3,871-69.3% | $2,757-56.9% |
| Participant deferral / active EE | $1,711 | $3,871-55.8% | $5,060-66.2% | $4,300-60.2% |
| Admin fee / account holder | $832 | $6,719-87.6% | $8,388-90.1% | $6,925-88.0% |