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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $576,912 | $124,980+361.6% | $108,359+432.4% | $154,746+272.8% |
| Participation rate | 66.7% | 75.2%-8.5pp | 70.1%-3.5pp | 80.7%-14.0pp |
| Annual return | 18.89% | 45.00%-26.1pp | 36.89%-18.0pp | 172.34%-153.4pp |
| Employer contribution / active EE | $36,093 | $2,851+1166.2% | $2,399+1404.2% | $4,379+724.2% |
| Participant deferral / active EE | $15,667 | $4,743+230.3% | $4,137+278.7% | $6,730+132.8% |
| Admin fee / account holder | $1,730 | $11,502-85.0% | $9,741-82.2% | $14,365-88.0% |