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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,537 | $140,592+5.7% | $123,106+20.7% | $125,388+18.5% |
| Participation rate | 100.0% | 88.2%+11.8pp | 86.8%+13.2pp | 83.2%+16.8pp |
| Annual return | -4.55% | 16.80%-21.3pp | 13.22%-17.8pp | 282.24%-286.8pp |
| Employer contribution / active EE | $2,491 | $6,041-58.8% | $5,151-51.6% | $4,866-48.8% |
| Participant deferral / active EE | $10,190 | $6,980+46.0% | $6,229+63.6% | $5,352+90.4% |
| Admin fee / account holder | $2,544 | $11,198-77.3% | $9,015-71.8% | $9,541-73.3% |