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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,816 | $126,661-71.7% | $113,397-68.4% | $138,895-74.2% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.5%+23.5pp | 79.9%+20.1pp |
| Annual return | 9.00% | 25.05%-16.0pp | 23.20%-14.2pp | 145.39%-136.4pp |
| Employer contribution / active EE | $3,385 | $3,456-2.1% | $2,977+13.7% | $4,194-19.3% |
| Participant deferral / active EE | $5,548 | $5,693-2.5% | $5,076+9.3% | $6,396-13.3% |
| Admin fee / account holder | $76,419 | $14,549+425.2% | $11,957+539.1% | $12,562+508.3% |