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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,475 | $154,228-80.2% | $145,433-79.0% | $137,256-77.8% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 21.98% | 74.59%-52.6pp | 66.58%-44.6pp | 220.34%-198.4pp |
| Employer contribution / active EE | $4,493 | $4,804-6.5% | $4,554-1.3% | $4,156+8.1% |
| Participant deferral / active EE | $9,283 | $8,216+13.0% | $7,897+17.6% | $6,407+44.9% |
| Admin fee / account holder | $7,993 | $14,344-44.3% | $13,129-39.1% | $12,270-34.9% |