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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $318,767 | $183,539+73.7% | $155,556+104.9% | $145,897+118.5% |
| Participation rate | 87.5% | 82.7%+4.8pp | 78.2%+9.3pp | 80.3%+7.2pp |
| Annual return | 9.48% | 61.31%-51.8pp | 64.84%-55.4pp | 552.29%-542.8pp |
| Employer contribution / active EE | $10,646 | $5,315+100.3% | $4,675+127.7% | $4,663+128.3% |
| Participant deferral / active EE | $9,721 | $6,467+50.3% | $5,631+72.6% | $6,689+45.3% |
| Admin fee / account holder | $29,083 | $19,275+50.9% | $15,885+83.1% | $13,390+117.2% |