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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,317 | $172,111+50.7% | $150,298+72.5% | $137,256+88.9% |
| Participation rate | 78.6% | 81.7%-3.1pp | 77.8%+0.8pp | 80.0%-1.4pp |
| Annual return | 14.70% | 69.37%-54.7pp | 62.79%-48.1pp | 220.34%-205.6pp |
| Employer contribution / active EE | $12,555 | $4,636+170.8% | $4,154+202.2% | $4,156+202.1% |
| Participant deferral / active EE | $7,554 | $6,166+22.5% | $5,453+38.5% | $6,407+17.9% |
| Admin fee / account holder | $178,897 | $16,471+986.1% | $14,116+1167.4% | $12,270+1358.0% |