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| Provider | Service type | Compensation |
|---|---|---|
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | $6,896 |
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $342,117 | $129,227+164.7% | $184,256+85.7% | $77,762+340.0% |
| Participation rate | 98.7% | 87.4%+11.4pp | 86.8%+11.9pp | 70.6%+28.1pp |
| Annual return | 17.96% | 33.24%-15.3pp | 28.85%-10.9pp | 31.27%-13.3pp |
| Employer contribution / active EE | $6,900 | $4,412+56.4% | $6,427+7.4% | $2,728+152.9% |
| Participant deferral / active EE | $22,553 | $7,307+208.7% | $9,133+146.9% | $4,651+384.9% |
| Admin fee / account holder | $8 | $256-97.0% | $13,899-99.9% | $433-98.3% |