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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $574,094 | $183,539+212.8% | $155,556+269.1% | $145,897+293.5% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 22.71% | 61.31%-38.6pp | 64.84%-42.1pp | 552.29%-529.6pp |
| Employer contribution / active EE | $9,787 | $5,315+84.1% | $4,675+109.3% | $4,663+109.9% |
| Participant deferral / active EE | $8,808 | $6,467+36.2% | $5,631+56.4% | $6,689+31.7% |
| Admin fee / account holder | $328 | $19,275-98.3% | $15,885-97.9% | $13,390-97.6% |