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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,834 | $111,878+16.9% | $93,727+39.6% | $145,897-10.3% |
| Participation rate | 87.5% | 74.2%+13.3pp | 68.7%+18.8pp | 80.3%+7.2pp |
| Annual return | 10.82% | 204.28%-193.5pp | 133.83%-123.0pp | 552.29%-541.5pp |
| Employer contribution / active EE | $861 | $3,092-72.2% | $2,421-64.5% | $4,663-81.5% |
| Participant deferral / active EE | $3,694 | $4,920-24.9% | $4,417-16.4% | $6,689-44.8% |
| Admin fee / account holder | $403 | $10,256-96.1% | $8,292-95.1% | $13,390-97.0% |