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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,619 | $87,060+13.3% | $105,591-6.6% | $80,911+21.9% |
| Participation rate | 66.1% | 70.4%-4.4pp | 75.3%-9.2pp | 67.6%-1.6pp |
| Annual return | 14.46% | 17.05%-2.6pp | 116.43%-102.0pp | 35.63%-21.2pp |
| Employer contribution / active EE | $3,383 | $2,396+41.2% | $3,166+6.9% | $2,756+22.8% |
| Participant deferral / active EE | $4,465 | $3,986+12.0% | $5,008-10.9% | $4,297+3.9% |
| Admin fee / account holder | $18,689 | $8,442+121.4% | $11,024+69.5% | $6,935+169.5% |