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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,619 | $87,106+13.2% | $105,607-6.6% | $80,935+21.8% |
| Participation rate | 66.1% | 70.4%-4.4pp | 75.3%-9.2pp | 67.7%-1.6pp |
| Annual return | 14.46% | 17.01%-2.5pp | 116.11%-101.6pp | 35.66%-21.2pp |
| Employer contribution / active EE | $3,383 | $2,396+41.2% | $3,167+6.8% | $2,757+22.7% |
| Participant deferral / active EE | $4,465 | $3,986+12.0% | $5,011-10.9% | $4,299+3.8% |
| Admin fee / account holder | $18,689 | $8,447+121.2% | $10,958+70.5% | $6,924+169.9% |