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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,153 | $102,938-49.3% | $94,105-44.6% | $138,895-62.5% |
| Participation rate | 28.6% | 74.6%-46.1pp | 71.9%-43.4pp | 79.9%-51.3pp |
| Annual return | 10.27% | 250.28%-240.0pp | 204.55%-194.3pp | 145.39%-135.1pp |
| Employer contribution / active EE | $759 | $2,732-72.2% | $2,504-69.7% | $4,194-81.9% |
| Participant deferral / active EE | $759 | $4,196-81.9% | $3,881-80.4% | $6,396-88.1% |
| Admin fee / account holder | $516 | $6,600-92.2% | $6,199-91.7% | $12,562-95.9% |