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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,875 | $136,860-2.2% | $120,344+11.2% | $154,746-13.5% |
| Participation rate | 83.3% | 79.9%+3.4pp | 76.7%+6.6pp | 80.7%+2.6pp |
| Annual return | 12.29% | 21.38%-9.1pp | 20.30%-8.0pp | 172.34%-160.0pp |
| Employer contribution / active EE | $2,657 | $3,533-24.8% | $3,020-12.0% | $4,379-39.3% |
| Participant deferral / active EE | $10,318 | $5,793+78.1% | $5,135+100.9% | $6,730+53.3% |
| Admin fee / account holder | $28,701 | $15,393+86.5% | $12,742+125.3% | $14,365+99.8% |