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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,838 | $106,524-25.1% | $152,301-47.6% | $87,485-8.7% |
| Participation rate | 91.3% | 75.8%+15.6pp | 82.4%+8.9pp | 68.9%+22.4pp |
| Annual return | 12.53% | 26.89%-14.4pp | 80.50%-68.0pp | 26.06%-13.5pp |
| Employer contribution / active EE | $7,415 | $3,371+119.9% | $4,624+60.3% | $2,596+185.6% |
| Participant deferral / active EE | $3,916 | $6,525-40.0% | $8,004-51.1% | $4,274-8.4% |
| Admin fee / account holder | $4,455 | $8,287-46.2% | $14,398-69.1% | $7,775-42.7% |