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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,838 | $106,749-25.2% | $145,433-45.1% | $82,448-3.2% |
| Participation rate | 91.3% | 75.6%+15.7pp | 82.1%+9.2pp | 68.1%+23.2pp |
| Annual return | 12.53% | 27.59%-15.1pp | 66.58%-54.0pp | 41.64%-29.1pp |
| Employer contribution / active EE | $7,415 | $3,444+115.3% | $4,554+62.8% | $2,551+190.7% |
| Participant deferral / active EE | $3,916 | $6,519-39.9% | $7,897-50.4% | $4,139-5.4% |
| Admin fee / account holder | $4,455 | $8,390-46.9% | $13,129-66.1% | $7,234-38.4% |