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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $413,883 | $183,539+125.5% | $155,556+166.1% | $145,897+183.7% |
| Participation rate | 73.7% | 82.7%-9.0pp | 78.2%-4.5pp | 80.3%-6.6pp |
| Annual return | 11.72% | 61.31%-49.6pp | 64.84%-53.1pp | 552.29%-540.6pp |
| Employer contribution / active EE | $8,015 | $5,315+50.8% | $4,675+71.4% | $4,663+71.9% |
| Participant deferral / active EE | $4,670 | $6,467-27.8% | $5,631-17.1% | $6,689-30.2% |
| Admin fee / account holder | $3,482 | $19,275-81.9% | $15,885-78.1% | $13,390-74.0% |