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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $428,975 | $172,111+149.2% | $150,298+185.4% | $137,256+212.5% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 3.70% | 69.37%-65.7pp | 62.79%-59.1pp | 220.34%-216.6pp |
| Employer contribution / active EE | $8,681 | $4,636+87.2% | $4,154+109.0% | $4,156+108.9% |
| Participant deferral / active EE | $2,770 | $6,166-55.1% | $5,453-49.2% | $6,407-56.8% |
| Admin fee / account holder | $332 | $16,471-98.0% | $14,116-97.6% | $12,270-97.3% |