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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,107 | $227,399-37.5% | $189,758-25.1% | $198,609-28.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 79.8%+20.2pp | 82.4%+17.6pp |
| Annual return | 20.10% | 61.03%-40.9pp | 52.62%-32.5pp | 202.70%-182.6pp |
| Employer contribution / active EE | $6,446 | $5,526+16.6% | $4,767+35.2% | $5,055+27.5% |
| Participant deferral / active EE | $5,120 | $6,837-25.1% | $5,856-12.6% | $6,977-26.6% |
| Admin fee / account holder | $2,098 | $25,162-91.7% | $20,388-89.7% | $19,030-89.0% |