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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,107 | $172,111-17.4% | $150,298-5.4% | $137,256+3.5% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 20.10% | 69.37%-49.3pp | 62.79%-42.7pp | 220.34%-200.2pp |
| Employer contribution / active EE | $6,446 | $4,636+39.0% | $4,154+55.2% | $4,156+55.1% |
| Participant deferral / active EE | $5,120 | $6,166-17.0% | $5,453-6.1% | $6,407-20.1% |
| Admin fee / account holder | $2,098 | $16,471-87.3% | $14,116-85.1% | $12,270-82.9% |