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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,216 | $146,267-54.0% | $197,124-65.9% | $82,448-18.5% |
| Participation rate | 85.9% | 84.0%+1.9pp | 86.7%-0.8pp | 68.1%+17.8pp |
| Annual return | 18.59% | 29.61%-11.0pp | 44.34%-25.8pp | 41.64%-23.1pp |
| Employer contribution / active EE | $4,640 | $4,723-1.8% | $6,227-25.5% | $2,551+81.9% |
| Participant deferral / active EE | $5,120 | $7,035-27.2% | $9,135-43.9% | $4,139+23.7% |
| Admin fee / account holder | $2,642 | $14,422-81.7% | $16,298-83.8% | $7,234-63.5% |