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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,125 | $81,487-9.0% | $102,412-27.6% | $80,935-8.4% |
| Participation rate | 82.1% | 66.8%+15.3pp | 74.5%+7.6pp | 67.7%+14.5pp |
| Annual return | 6.94% | 25.60%-18.7pp | 24.94%-18.0pp | 35.66%-28.7pp |
| Employer contribution / active EE | $3,443 | $3,103+10.9% | $3,870-11.0% | $2,757+24.9% |
| Participant deferral / active EE | $6,209 | $3,871+60.4% | $5,060+22.7% | $4,299+44.4% |
| Admin fee / account holder | $2,615 | $6,717-61.1% | $8,388-68.8% | $6,924-62.2% |